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DIA Value computes intrinsic fair value for stablecoins from reserves and on-chain data, so backing and peg health can be verified.
Where USDm earns: the live APY on every tracked lending market, vault, liquidity pool and staking position holding USDm. Rates are read daily from onchain data.
← USDm stablecoin profile · All stablecoin yields →
Top APY
6.35%
aave-v3
Yield pools
14
14 yield pools across 5 protocols
Incentive-driven TVL
62%
of listed TVL is ≥50% reward driven
| APY | Composition | 30d avg | Quality | Protocol | Chain | Rewards | ▼TVL | Type |
|---|---|---|---|---|---|---|---|---|
6.35% | 5.80% | OrganicStable |  MegaETH | +0.00% | $6.4M | Lending | ||
13.57% | 13.53% | IncentiveStable |  Monad | +13.45% | $2.3M | LP | ||
0.08% | 0.40% | LP fees · IL riskVolatile |  Celo | +0.00% | $643.6K | LP | ||
25.77% | 25.86% | IncentiveIL riskStable | Monad | +25.64% | $590.2K | LP | ||
29.40% | 26.21% | IncentiveIL riskStable | Monad | +29.34% | $393.3K | LP | ||
17.45% | 16.38% | OrganicStable |  Cardano | +0.00% | $388.5K | Lending | ||
0.50% | 0.41% | OrganicStable | Celo | +0.00% | $369.1K | Lending | ||
12.36% | 14.82% | IncentiveStable | Monad | +11.11% | $340.9K | LP | ||
0.04% | 0.49% | LP fees · IL riskVolatile | Celo | +0.00% | $115.7K | LP | ||
0.23% | 2.68% | LP fees · IL riskVolatile | Celo | +0.00% | $61.6K | LP | ||
0.18% | 1.88% | LP fees · IL riskVolatile | Celo | +0.00% | $61.0K | LP | ||
0.11% | 1.39% | LP fees · IL riskVolatile | Celo | +0.00% | $60.7K | LP | ||
0.22% | 0.03% | LP fees · IL riskVolatile | Monad | +0.00% | $34.7K | LP | ||
0.90% | 3.41% | LP fees · IL riskVolatile | Monad | +0.00% | $31.0K | LP |
Is your pool missing?
The best yield tracked for USDm in lending, vault and savings pools, weighing each pool's APY by its size, is currently 6.35%, offered by aave-v3 on MegaETH, with $6.4M in total value locked.
USDm's largest yield markets are aave-v3 (MegaETH), mento-v3 (Monad), uniswap-v3 (Celo), then across 11 more yield pools. Each row shows the base rate, any rewards split and the total value locked, largest pools first. Rates move daily, so compare the whole table rather than the headline.