Verify what backs a stablecoin
DIA Value computes intrinsic fair value for stablecoins from reserves and on-chain data, so backing and peg health can be verified.
Where USDai earns: the live APY on every tracked lending market, vault, liquidity pool and staking position holding USDai. Rates are read daily from onchain data.
← USDai stablecoin profile · All stablecoin yields →
Top APY
6.88%
usd-ai
Yield pools
9
9 yield pools across 6 protocols
Incentive-driven TVL
0%
of listed TVL is ≥50% reward driven
| APY | Composition | 30d avg | Quality | Protocol | Chain | Rewards | ▼TVL | Type |
|---|---|---|---|---|---|---|---|---|
6.88% | 6.54% | OrganicStable |  Arbitrum | +0.00% | $439.8M | Savings | ||
8.04% | 7.00% | OrganicStable | Arbitrum | +0.00% | $177.4K | Lending | ||
7.93% | 5.11% | OrganicVolatile | Arbitrum | +1.17% | $177.4K | Lending | ||
1.74% | 4.35% | OrganicVolatile |  Plasma | +0.00% | $169.2K | Lending | ||
5.36% | 7.82% | LP fees · IL riskStable | Arbitrum | +0.00% | $134.8K | LP | ||
10.42% | 28.85% | LP fees · IL riskVolatile | Arbitrum | +0.00% | $87.0K | LP | ||
3.43% | 4.31% | OrganicStable | Arbitrum | +0.00% | $41.0K | Lending | ||
1.31% | 20.91% | MixedVolatile | Arbitrum | +0.70% | $41.0K | Lending | ||
8.66% | 3.44% | LP fees · IL riskVolatile | Arbitrum | +0.00% | $35.0K | LP |
Is your pool missing?
The best yield tracked for USDai in lending, vault and savings pools, weighing each pool's APY by its size, is currently 6.88%, offered by usd-ai on Arbitrum, with $439.8M in total value locked.
USDai's largest yield markets are usd-ai (Arbitrum), pendle-v2 (Arbitrum), euler-v2 (Plasma), then across 6 more yield pools. Each row shows the base rate, any rewards split and the total value locked, largest pools first. Rates move daily, so compare the whole table rather than the headline.