Verify what backs a stablecoin
DIA Value computes intrinsic fair value for stablecoins from reserves and on-chain data, so backing and peg health can be verified.
Where USD3 earns: the live APY on every tracked lending market, vault, liquidity pool and staking position holding USD3. Rates are read daily from onchain data.
← USD3 stablecoin profile · All stablecoin yields →
Top APY
6.21%
3jane-lending
Yield pools
10
10 yield pools across 7 protocols
Incentive-driven TVL
11%
of listed TVL is ≥50% reward driven
| APY | Composition | 30d avg | Quality | Protocol | Chain | Rewards | ▼TVL | Type |
|---|---|---|---|---|---|---|---|---|
6.21% | 6.62% | OrganicStable |  Ethereum | +0.00% | $106.5M | Lending | ||
0.98%Rewards only | 0.80% | IncentiveStable | Ethereum | +0.98% | $14.2M | Lending | ||
15.16% | 15.07% | OrganicStable | Ethereum | +0.00% | $6.0M | Lending | ||
13.16% | 13.10% | OrganicStable | Ethereum | +0.57% | $6.0M | Lending | ||
13.13% | 5.61% | OrganicVolatile | Ethereum | +0.00% | $1.6M | Lending | ||
9.15% | 10.45% | LP fees · IL riskStable | Ethereum | +0.00% | $576.1K | LP | ||
5.84% | 12.57% | LP fees · IL riskVolatile | Ethereum | +0.00% | $453.1K | LP | ||
29.24% | 15.55% | MixedIL riskVolatile | Ethereum | +20.09% | $122.5K | LP | ||
13.99% | 8.46% | LP fees · IL riskVolatile | Ethereum | +0.00% | $22.6K | LP | ||
12.81% | 7.86% | LP fees · IL riskVolatile | Ethereum | +0.00% | $22.6K | LP |
Is your pool missing?
The best yield tracked for USD3 in lending, vault and savings pools, weighing each pool's APY by its size, is currently 6.21%, offered by 3jane-lending on Ethereum, with $106.5M in total value locked.
USD3's largest yield markets are 3jane-lending (Ethereum), morpho-blue (Ethereum), pendle-v2 (Ethereum), then across 7 more yield pools. Each row shows the base rate, any rewards split and the total value locked, largest pools first. Rates move daily, so compare the whole table rather than the headline.