Verify what backs a stablecoin
DIA Value computes intrinsic fair value for stablecoins from reserves and on-chain data, so backing and peg health can be verified.
Where DAI earns: the live APY on every tracked lending market, vault, liquidity pool and staking position holding DAI. Rates are read daily from onchain data.
← DAI stablecoin profile · All stablecoin yields →
Top APY
2.93%
sparklend
Yield pools
86
86 yield pools across 29 protocols
Incentive-driven TVL
0%
of listed TVL is ≥50% reward driven
| APY | Composition | 30d avg | Quality | Protocol | Chain | Rewards | ▼TVL | Type |
|---|---|---|---|---|---|---|---|---|
2.93% | 2.86% | OrganicStable |  Ethereum | +0.00% | $288.9M | Lending | ||
1.25% | 1.25% | OrganicStable | Ethereum | +0.00% | $186.9M | Savings | ||
3.28% | 3.32% | OrganicStable | Ethereum | +0.00% | $127.7M | Lending | ||
4.71% | 4.71% | OrganicStable | Ethereum | +0.00% | $9.3M | Lending | ||
9.23% | 20.47% | LP fees · IL riskVolatile | Ethereum | +0.00% | $8.8M | LP | ||
2.19% | 4.32% | LP fees · IL riskStable | Ethereum | +0.00% | $8.7M | LP | ||
3.42% | 3.30% | OrganicStable | Ethereum | +0.00% | $5.7M | Vault | ||
0.56% | 0.59% | LP fees · IL riskStable |  Polygon | +0.00% | $4.0M | LP | ||
4.19% | 4.05% | OrganicStable | Polygon | +0.00% | $3.6M | Lending | ||
6.65% | 12.56% | LP fees · IL riskStable | Ethereum | +0.00% | $3.3M | LP | ||
2.15% | 2.23% | OrganicStable |  Avalanche | +0.00% | $3.1M | Lending | ||
1.34% | 1.34% | OrganicStable |  Arbitrum | +0.00% | $3.1M | Lending | ||
5.88% | 5.88% | OrganicStable | Ethereum | +0.00% | $2.2M | Lending | ||
2.49% | 2.45% | OrganicStable |  BSC | +0.00% | $1.6M | Lending | ||
11.24% | 5.42% | LP fees · IL riskVolatile | Ethereum | +0.00% | $1.4M | LP | ||
26.38% | 6.76% | LP fees · IL riskVolatile | Ethereum | +0.00% | $1.2M | LP | ||
0.13% | 0.37% | LP fees · IL riskVolatile | Ethereum | +0.00% | $1.1M | LP | ||
0.56% | 0.51% | LP fees · IL riskStable | Polygon | +0.00% | $1.1M | LP | ||
3.09% | 4.25% | LP fees · IL riskStable | Ethereum | +0.00% | $1.0M | LP | ||
3.89% | 3.46% | LP fees · IL riskStable | Ethereum | +0.00% | $999.3K | LP | ||
6.44% | 2.21% | LP fees · IL riskVolatile | Ethereum | +0.00% | $760.5K | LP | ||
1.05% | 5.48% | LP fees · IL riskVolatile | Ethereum | +0.00% | $697.5K | LP | ||
2.16% | 2.15% | OrganicStable |  OP Mainnet | +0.00% | $552.8K | Lending | ||
7.05% | 5.83% | LP fees · IL riskStable | Polygon | +0.00% | $462.5K | LP | ||
13.39% | 65.49% | LP fees · IL riskVolatile | Polygon | +0.00% | $417.2K | LP | ||
3.31%Rewards only | 3.46% | IncentiveIL riskStable | Ethereum | +3.31% | $373.0K | LP | ||
52.72% | 8.25% | LP fees · IL riskVolatile | Polygon | +0.00% | $357.7K | LP | ||
7.53% | 5.39% | LP fees · IL riskStable | Polygon | +0.00% | $354.6K | LP | ||
0.99% | 0.27% | LP fees · IL riskVolatile | Polygon | +0.00% | $301.5K | LP | ||
4.71% | 16.65% | LP fees · IL riskVolatile | Polygon | +0.00% | $292.0K | LP | ||
5.53% | 9.51% | OrganicStable |  Near | +0.00% | $246.1K | Lending | ||
5.12% | 5.51% | OrganicStable | Ethereum | +0.00% | $228.5K | Lending | ||
7.71% | 0.38% | LP fees · IL riskVolatile | Ethereum | +0.00% | $209.2K | LP | ||
4.26% | 4.79% | LP fees · IL riskStable | Polygon | +0.00% | $204.3K | LP | ||
0.98% | 2.21% | LP fees · IL riskVolatile | Ethereum | +0.00% | $203.7K | LP | ||
5.58% | 9.41% | LP fees · IL riskStable | Ethereum | +0.00% | $195.6K | LP | ||
1.49% | 3.87% | LP fees · IL riskVolatile | Ethereum | +0.00% | $190.1K | LP | ||
1.75% | 3.14% | LP fees · IL riskStable | Polygon | +0.00% | $160.9K | LP | ||
3.14% | 3.13% | OrganicStable | Avalanche | +0.00% | $156.5K | Lending | ||
0.65% | 1.15% | LP fees · IL riskStable | Ethereum | +0.00% | $155.8K | LP | ||
0.56% | 1.23% | LP fees · IL riskVolatile | Ethereum | +0.00% | $140.1K | LP | ||
2.88% | 1.12% | LP fees · IL riskVolatile | Ethereum | +0.00% | $131.1K | LP | ||
0.06% | 0.10% | LP fees · IL riskStable | OP Mainnet | +0.00% | $129.6K | LP | ||
0.07% | 0.39% | LP fees · IL riskVolatile | Arbitrum | +0.00% | $129.6K | LP | ||
3.74% | 0.49% | LP fees · IL riskVolatile | Ethereum | +0.00% | $119.3K | LP | ||
8.18% | 11.49% | LP fees · IL riskStable | Arbitrum | +0.00% | $111.0K | LP | ||
7.57% | 6.94% | LP fees · IL riskStable | Polygon | +0.00% | $110.4K | LP | ||
2.98% | 1.56% | LP fees · IL riskVolatile | Arbitrum | +0.00% | $106.2K | LP | ||
4.72% | 2.07% | LP fees · IL riskVolatile | Arbitrum | +0.00% | $102.0K | LP | ||
1.65%Rewards only | 1.71% | IncentiveIL riskStable | OP Mainnet | +1.65% | $99.8K | LP | ||
0.14% | 0.18% | LP fees · IL riskStable | Polygon | +0.00% | $95.3K | LP | ||
6.32% | 2.48% | LP fees · IL riskVolatile | Arbitrum | +0.00% | $93.5K | LP | ||
18.77% | 15.76% | LP fees · IL riskStable | OP Mainnet | +0.00% | $74.9K | LP | ||
5.35% | 5.57% | LP fees · IL riskStable | Polygon | +0.00% | $67.3K | LP | ||
0.51% | 0.45% | LP fees · IL riskStable | OP Mainnet | +0.00% | $62.0K | LP | ||
1.42% | 21.24% | LP fees · IL riskVolatile | Polygon | +0.00% | $57.1K | LP | ||
10.77% | 2.31% | LP fees · IL riskVolatile | Avalanche | +0.00% | $55.6K | LP | ||
0.50% | 4.16% | LP fees · IL riskVolatile | Ethereum | +0.00% | $53.6K | LP | ||
8.43% | 11.89% | LP fees · IL riskStable | Arbitrum | +0.00% | $49.3K | LP | ||
2.23% | 1.31% | LP fees · IL riskVolatile | Arbitrum | +0.00% | $49.0K | LP | ||
8.10% | 0.79% | LP fees · IL riskVolatile | BSC | +0.00% | $43.8K | LP | ||
0.37% | 518.20% | LP fees · IL riskVolatile | OP Mainnet | +0.00% | $43.1K | LP | ||
9.10% | 21.34% | LP fees · IL riskVolatile | Polygon | +0.00% | $40.2K | LP | ||
0.05% | 0.05% | OrganicStable | Ethereum | +0.00% | $39.7K | Lending | ||
1.93% | 1.10% | LP fees · IL riskVolatile | Ethereum | +0.00% | $35.5K | LP | ||
2.95% | 4.87% | LP fees · IL riskStable | Avalanche | +0.00% | $34.5K | LP | ||
13.49% | 8.92% | LP fees · IL riskVolatile | BSC | +0.00% | $31.8K | LP | ||
13.11% | 5.15% | LP fees · IL riskVolatile | Avalanche | +0.00% | $28.1K | LP | ||
0.77%Rewards only | 0.77% | IncentiveStable | BSC | +0.77% | $27.3K | LP | ||
1.25% | 2.33% | LP fees · IL riskStable | Polygon | +0.00% | $26.5K | LP | ||
14.66% | 41.15% | LP fees · IL riskVolatile | Polygon | +0.00% | $25.5K | LP | ||
0.16% | 1.03% | LP fees · IL riskVolatile | Ethereum | +0.00% | $24.8K | LP | ||
6.00% | 6.56% | LP fees · IL riskStable | BSC | +0.00% | $23.5K | LP | ||
0.61% | 0.81% | LP fees · IL riskStable | Ethereum | +0.00% | $22.6K | LP | ||
53.39% | 6.83% | LP fees · IL riskVolatile | Avalanche | +0.00% | $20.9K | LP | ||
23.92% | 5.82% | LP fees · IL riskVolatile | Arbitrum | +0.00% | $20.8K | LP | ||
2.14% | 2.45% | LP fees · IL riskStable | Ethereum | +0.00% | $19.7K | LP | ||
22.04% | — | 29.61% | LP fees · IL riskStable | Ethereum | — | $16.2K | LP | |
21.11% | — | 30.36% | LP fees · IL riskStable | Ethereum | — | $15.0K | LP | |
0.14% | 1.79% | LP fees · IL riskVolatile | Ethereum | +0.00% | $14.8K | LP | ||
0.78% | 0.41% | LP fees · IL riskVolatile | Polygon | +0.00% | $14.1K | LP | ||
1.58%Rewards only | 1.73% | IncentiveStable | BSC | +1.58% | $12.9K | LP | ||
0.28% | 0.62% | LP fees · IL riskVolatile | Ethereum | +0.00% | $11.7K | LP | ||
0.03% | 0.13% | LP fees · IL riskVolatile | Ethereum | +0.00% | $11.0K | LP | ||
0.14% | 0.91% | LP fees · IL riskVolatile | Arbitrum | +0.00% | $10.6K | LP | ||
0.50% | 1.81% | LP fees · IL riskVolatile | Ethereum | +0.00% | $10.2K | LP |
Showing 25 of 86.
Is your pool missing?
The best yield tracked for DAI in lending, vault and savings pools, weighing each pool's APY by its size, is currently 2.93%, offered by sparklend on Ethereum, with $288.9M in total value locked.
DAI's largest yield markets are sparklend (Ethereum), sky-lending (Ethereum), aave-v3 (Ethereum), then across 83 more yield pools. Each row shows the base rate, any rewards split and the total value locked, largest pools first. Rates move daily, so compare the whole table rather than the headline.